Seniors May Want to Claim These Little-Known February 2026 Perks Before It's Too Late

Many public libraries across the U.S. offer powerful, free benefits specifically for seniors, including home delivery of books and media for those with mobility or transportation challenges, often with extended loan periods and no late fees. Libraries also host free book clubs and senior social groups—both in-person and virtual—that provide access to books at no cost while offering meaningful social connection, mental stimulation, and routine. Together, these services help seniors save money on books, subscriptions, classes, and social outings, while reducing isolation and supporting lifelong learning and well-being.

There are two methods to significantly reduce property tax costs. First, most states provide property tax exemptions that reduce taxable home value for seniors, often starting at age 65. For example, some states offer a $25,000 or 50% reduction in assessed value, whichever is greater. Secondly, there may be a circuit breaker program. These programs cap property taxes at a percentage of a senior's income, with any excess taxes deferred.

Top German hearing aid engineers formerly from Siemens invented these. Its unique algorithm is clinically proven to deliver better than normal hearing. A study found that IX delivered twice the speech clarity in a noisy environment. So even in a busy restaurant, you will notice remarkable improvements in your ability to clearly understand speech.

The Horizon IX hearing aid is wirelessly rechargeable and comes with Bluetooth connectivity, allowing you to control the device with your iPhone or Android. It comes with a 45-day no-risk trial, and all major health insurance plans are accepted. To see if these are a good fit, select your age:

Former Hollywood correspondent Chantal Westerman of ABC’s Good Morning America says: “I'm 77. I hear a lot of women complaining about getting older. But it doesn't have to be a bad thing, especially when you have Fièra.” Fièra's dermatologist-approved breakthrough - MoistureWiser™ - replaces nearly all skincare products. Use it as moisturizer, wrinkle cream, anti-aging serum, dark spot remover, lifting and firming cream. With the 30-day guarantee, you either love it or your money back. Select your age to find your match:

Bonnie W.: "I’ve never felt so much hydration in a lighter cream like this. I use it twice daily, on my second jar. My wrinkles have softened, even the deep ones, and my skin looks more youthful at 73."

A controversial experiment was created to do what Google®, Yahoo®, and others often can't do. It finds forgotten social media accounts, old blogs, Amazon® wish lists, speeding tickets, criminal records, assets, contact details, and more!

Here's the secret the repair shops won't tell you—you could get the repair guaranteed and save on covered repairs. Mechanics won't tell you this because it's simply too late. If you sign up for a plan ahead of time, you'll never have to pay so much for a covered repair. The average customer gets up to $360/year off.

And here's why it makes sense for your car: As vehicles age, certain maintenance and repairs become more common. Around 60k-100k miles, you may need timing belt replacement (typically $500-$1,000) or other routine maintenance. While major component failures like transmission or engine issues are less frequent, they can cost $2,000-$4,000+ when they do occur. Many manufacturer warranties end at 36k-60k miles, so repairs after that point come out of your pocket if you're not covered.

All of these repairs and even smaller things like the electronics could cost you very little to fix. Get bumper-to-bumper coverage that even provides 24-7 road side assistance and rental cars. Select your vehicle's year to check plans.

It's like an "off switch" for your brain. If you want to fall asleep fast, stay asleep, and then wake in the morning feeling energized (not even needing coffee), check out Wellamoon. This fast-acting, all-natural sleep aid is infused with Melatonin, Valerian Root, and Magnesium. It works transdermally for superior absorption and long-lasting results. Apply the patch to your skin about 5 minutes before bedtime.

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When tragedy strikes, your family could face a legal nightmare. Imagine loved ones struggling to find crucial documents, passwords, and access to critical bank accounts during an already painful time. Most families are blindsided by the administrative chaos that follows a loss.

ICE Box stops the chaos and may be the most important box your family ever uses. It's a fireproof, waterproof storage system. Keep birth certificates, wills, jewelry, and even digital files safe and accessible in one place. Designed by estate professionals, the kit includes color-coded folders and digital backups. Ensure your family has what they need when it matters most.

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Get through the airport security line faster if you're over 75. TSA agents let you keep your shoes on and your light jacket on.

A walk-in tub is a matter of safety. Without one, the risk of falling goes up. A walk-in tub may have additional safety bars, holders, seats, non-slip surfaces and other important measures that save a person from falling and slipping while bathing. Recent improvements to outdated tubs provide relief. Also, you can find out if hydrotherapy will give you additional benefits.

There are many walk-in tub suppliers getting rid of unsold inventory. These improved tubs are an important step for the safety of your bathroom. Continue below to get access to many walk-in tubs that are a shower/tub combo.

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The Fed dropped interest rates multiple times in 2024. Now, a lot of people are looking to refinance their homes. This can be an opportunity to lower your monthly payments or get cash out. With that cash, you can payoff medical bills or use it almost anyway you choose.

There are many U.S. banks – which lender will give you a lower rate? The rule to find a low rate is simple. Try to save thousands by comparing rates and using all available discounts and rate drops. Quicken Loans provides a simple questionnaire that can help you save money on your mortgage.

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It's a common mistake to treat insurance for cars and homes the same. There is a significant difference in the way their discounts and claims work. Surprising to many, home upgrades often reduce insurance premiums by 10% or more. Some of those upgrades are roof, plumbing, electrical, or heating. Have you upgraded any part of your home in the last 5 years? If so, keep reading.

Also, there is the "good homeowner" discount you may qualify for. If you haven't filed a claim on your home for at least 3 years, you may save as much as 20% on home insurance. There are over 100 home insurers. Which insurer will give you the best rate? Select your state to get started on this home insurance questionnaire.

It benefits senior homeowners the most, but your bank may not have told you about it. Because you could use it to pay off loans,¹ it wouldn't be a surprise if high interest lenders wanted to keep this financial instrument buried and hope you don't use it.

The HELOC instrument is a real, appealing option that lets eligible homeowners tap into their home equity. On average, homeowners can access hundreds of thousands.* With inflation driving up home values, more people should qualify to unlock this cash. Seniors are using it to fund home renovations, start businesses, cover education, pay off debts, pay medical bills, or cover other, big expenses.¹ Estimate your credit score and complete the quick questionnaire to potentially check eligibility with lenders.
Terms and Conditions apply. NMLS #1136.

In January, many seniors used this program to potentially settle their credit card debt. If you’re stuck making only the minimum payments, this is the kind of solution your credit card company hopes you never find out about.

An easy to use service can help you remove high fees and massive interest charges. If you have cards totaling $20,000 to $150,000 – this program can help you get out of debt in a short period of time. First, how much debt do you think you have?

An innovative 24-hour bathroom change is replacing a very outdated process. Jacuzzi Bath Remodel has streamlined the process of a tub-to-shower conversion in one day for most customers.

Also, get anti-microbial protection. Their shower walls are infused with silver ions that prevent bacteria, mold, and other microbes from growing and reproducing. Get safety bars and spa-like features as well.

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There is a breakthrough that's making waves in the hair care community that is available without a preion. It's based on research into scalp health and hair follicle function. While I can't make specific promises, many users report noticeable improvements in their hair's appearance and thickness. Hair Switch is a simple addition to your daily routine that could make a big difference.

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An insurer offers 10+ discounts most drivers over 55 don't know they qualify for. Own your home? Discount. Clean driving record? Discount. Veteran or military retiree? Discount. Insure multiple cars or bundle with home insurance? Even more savings.

You can also save up to 30% through Liberty Mutual's RightTrack safe-driving program, plus get discounts for paying online, going paperless, or getting a quote before your current policy expires. Select your age to see how much you could save.

If you're exhausted by the old, outdated style, get your bathroom transformed without breaking the bank! There is a simple way to see what your bathroom could look like with a bathroom service. Also, get upgrades–like better lighting, more storage, larger shower, and a double vanity. In a few steps, get connected with trusted local pros to create a new bathroom for you.

QVC shoppers say it gets stains out of carpets that are YEARS OLD! The QVC and CBS-featured stain remover works in just 30 seconds. Just point and shoot at red wine, coffee, grease, pet accidents, and more. Campanelli is a powerful, non-toxic formula that lifts stains without scrubbing.

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Request a no-obligation estimate for a modern system that can slash your utility bills and improve the air you breathe at home. Government incentives may help offset these costs.³ Today's energy-efficient heating and cooling technology is more affordable than many realize. Whether your home has ducts or not, there are options for air conditioners, furnaces, heat pumps, boilers, and more – powered by gas, electricity, propane, or oil. Get matched with a pro who can design a whole-home climate system for your home and nearly any budget.

Why these are great cards offering an incredible $200 online bonus. What’s better than that? These cards offer high cash rewards on bonus categories just for doing your ordinary shopping!

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Get licensed tax professionals to fight the IRS for you – reducing what you owe and stopping collections. The IRS Fresh Start Initiative gives taxpayers a legal path to lower their tax debt. There are tax court decisions and revenue rulings that could significantly reduce your liability. Have Resilient Tax initiate immediate client protection and work out a resolution.

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